Quality Dental Care
That Fits Your Budget

At Jefferson Dental, our dental financing programs are designed to make quality treatment affordable and easily accessible.

What is Dental Financing?

Finding affordable dental care shouldn’t be complex. We’ve simplified everything
with our straightforward payment options.

Private Dental Insurance

We accept most recognized private insurance plans. Our team handles all the paperwork and files your claims directly with no additional cost surprises, making it perfect for patients who want to use their existing insurance benefits.

Best for

Individuals and families with their private insurance.

Key Strength

We manage claims processing and maximize your yearly maximums to lower out-of-pocket fees.

Government Dental Insurance

We proudly serve patients with Medicaid, CHIP, and Medicare. This means we accept most government insurance plans for both children and adults. Our dedicated treatment coordinator navigates the coverage details, so you understand exactly what’s included.

Best for

Children and adults enrolled in Medicaid, CHIP, or Medicare plans.

Key Strength

Zero or very low out-of-pocket costs for covered preventive and restorative care.

Flexible Dental Financing Options & Programs

Our flexible dental financing options offer zero-interest financing (if eligible) to break your treatment costs into manageable payments. These programs include multiple trusted dental payment providers, such as Sunbit, CareCredit, and Orthofi.

Best for

Patients planning larger treatments or without active insurance coverage.

Key Strength

Multiple financing providers offer flexible payment plans with eligibility-based options.

Sonrisa Dental Savings Plan   

No insurance? No problem. Save up to 50% on all dental services year-round with our affordable annual membership, which starts at just $49. No waiting periods, no claim denials, no coverage gaps. Sonrisa dental savings plan is ideal for uninsured patients and families.

Best for

Uninsured patients looking for routine care coverage and treatment discounts.

Key Strength

Immediate savings activation with no claims, deductibles, or waiting periods.

What is Dental Financing?

Dental financing programs are designed to make dental procedures more affordable and accessible to everyone, regardless of their financial circumstances. They support both planned and unexpected treatments, from routine cleanings to more complex dental procedures.

Our treatment coordinator will review available financing options, so you understand your payment schedule before treatment begins.
Dental financing is a way to divide the cost of treatment into manageable monthly payments instead of paying the full amount upfront. Also, these payment options include dental insurance, third-party financing providers, and in-house installment arrangements offered directly by dental practices.

They help patients move forward with needed care without delaying oral treatment due to immediate financial concerns.

What is Dental Financing?

Dental financing programs are designed to make dental procedures more affordable and accessible to everyone, regardless of their financial circumstances. They support both planned and unexpected treatments, from routine cleanings to more complex dental procedures.

Our treatment coordinator will review available financing options, so you understand your payment schedule before treatment begins.
Dental financing is a way to divide the cost of treatment into manageable monthly payments instead of paying the full amount upfront. Also, these payment options include dental insurance, third-party financing providers, and in-house installment arrangements offered directly by dental practices.

They help patients move forward with needed care without delaying oral treatment due to immediate financial concerns.

Why Our Dental Payment Plans Matter?

Flexible payment & coverage options help you access the best dental
care without financial stress.

Insurance Claim Support

Our team files claims directly on your behalf to reduce administration headache.

Flexible Monthly Payments

Break larger dental expenses into smaller, predictable monthly amounts.

Trusted Payment Partners

Choose from providers like CareCredit, Sunbit, and Orthofi.

Affordable Membership Plan

Individuals without insurance save up to 50% annually with our Sonrisa dental savings plan.

Encourages Early Treatment

Address dental issues early before they become more painful and expensive to fix.

How Dental Financing Works
at Jefferson Dental

Our dental financing is a straightforward process designed
to help patients begin treatment without delay.

Apply Easily

Complete a simple application during your visit or online using your phone. Our team is here to guide you through the process if needed.

Review Your Options

Our treatment coordinator reviews your application and shares available payment plans.

Choose a Plan

Select the monthly payment option that fits your budget and treatment needs. Terms and eligibility depend on the selected financing provider.

Begin Treatment

Once approved, you can move forward with your dental care. Your payments are made over time according to your chosen financing plan. 

How Dental Financing Works
at Jefferson Dental

Our dental financing is a straightforward process designed
to help patients begin treatment without delay.

Apply Easily

Complete a simple application during your visit or online using your phone. Our team is here to guide you through the process if needed.

Review Your Options

Our treatment coordinator reviews your application and shares available payment plans.

Choose a Plan

Select the monthly payment option that fits your budget and treatment needs. Terms and eligibility depend on the selected financing provider.

Begin Treatment

Once approved, you can move forward with your dental care. Your payments are made over time according to your chosen financing plan. 

What Dental Treatments Can Be Financed?

From essential treatments to cosmetic care, our flexible financing covers it all. We believe that all our patients should get the care they need now without the stress of upfront costs. Your treatment plan, made easier to manage. Here are the eligible procedures for financing, from routine upkeep to full smile transformations.
Dental Implants 
Crowns & Bridges
Dentures
Root Canals & Fillings
Cosmetic Dentistry (Veneers, Whitening) 
Periodontal (Gum) Care
Emergency Dental Care
Preventive Care
Tooth Extractions
Clear Aligners & Orthodontics

What Dental Treatments Can Be Financed?

From essential treatments to cosmetic care, our flexible financing covers it all. We believe that all our patients should get the care they need now without the stress of upfront costs. Your treatment plan, made easier to manage. Here are the eligible procedures for financing, from routine upkeep to full smile transformations.
Dental Implants 
Crowns & Bridges
Dentures
Root Canals & Fillings
Cosmetic Dentistry (Veneers, Whitening) 
Periodontal (Gum) Care
Emergency Dental Care
Preventive Care
Tooth Extractions
Clear Aligners & Orthodontics

Eligibility & Approval Guidelines

Financing approval is determined by the third-party provider you select, not directly by Jefferson Dental. Each provider reviews your application based on its own criteria, which may include credit factors, identity verification, and financial information.

Many providers offer pre-qualification options that may not impact your credit score. Approval amounts, interest rates, and promotional terms vary depending on eligibility and the selected financing partner.

Find Trusted Dental
Care Near You

Jefferson Dental & Orthodontics is never far from where you live or work. Find our 60+ dental offices conveniently located throughout Texas, including the Dallas-Fort Worth, Houston, San Antonio, and Austin metroplexes.

Visit your nearest Jefferson clinic today and experience exceptional care that fits your schedule and lifestyle.

Find Trusted Dental
Care Near You

Jefferson Dental & Orthodontics is never far from where you live or work. Find our 60+ dental offices conveniently located throughout Texas, including the Dallas-Fort Worth, Houston, San Antonio, and Austin metroplexes.

Visit your nearest Jefferson clinic today and experience exceptional care that fits your schedule and lifestyle.

Ready to Start Your
Dental Care Journey?

Small preventive steps today help protect your smile for years to come.

FAQs About Dental Payment Plans

Got Questions? We’ve Got Answers!
Yes. Most credit card payments are accepted with a small convenience fee. You can pay with Visa, Mastercard, or American Express and get your treatment at any Jefferson Dental & Orthodontics location.
Absolutely! Emergency exams can be included in our dental savings plan. Plus, the financing options we offer are available for any urgent dental treatments.
Yes. Dependents can be added so your entire family can get the same benefits and discounts. Whether it’s your spouse, children, or other dependents, everyone receives up to 50% savings on dental services.
Our financing approval process is fast and straightforward. Often, it is completed during your appointment. We partner with trusted financing providers such as Sunbit, CareCredit, and Orthofi to deliver quick decisions so you can start treatment right away. Our team will walk you through the entire process with complete transparency.
Yes. Many patients combine payment methods to maximize their benefits. For instance, you can use your insurance coverage for certain procedures and use financing to cover the remaining balance. Our financial coordinators will help you create a customized payment strategy that optimizes your coverage and minimizes out-of-pocket expenses.
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